Financial Operations Protocol — ODI Outcome Map

Treating the "Google Auth for financial operations" idea as a protocol for consented financial operations.

🎯 Main job Enable persons, platforms, and financial service providers to permission, verify, access, and execute financial operations across institutions with less friction, risk, and ambiguity.
267 outcomes · 4 stakeholders · 9 job steps · 8 domains ID format: <step><I|B|P|F><NN> (I=Individual · B=Business · P=Platform · F=FSP) Opp Score: Importance + max(Importance − Satisfaction, 0) · range 1–9 on a 1–5 input scale
🧑 Individual
35/ 35
Avg opp 6.9 · Permission personal financial life
🎯 Core jobPermission my personal financial life so I can access, move, protect, grow, or store money with less friction and risk.
🏢 Business
50/ 50
Avg opp 7.3 · Permission business finances
🎯 Core jobPermission my business finances so my organization can access capital, move funds, manage risk, invest surplus, and store value operationally.
🧩 Platform
50/ 50
Avg opp 7.1 · Embed financial operations
🎯 Core jobEmbed financial operations into my product workflow without becoming a financial institution or integration factory.
🏦 Financial Service Providers
50/ 50
Avg opp 7.7 · Receive trusted permission, data, instructions
🎯 Core jobReceive trusted permission, data, and executable instructions so I can serve customers safely, profitably, and compliantly.
Opportunity Landscape — Importance × Satisfaction
Each dot is one outcome. Top-left = highest opportunity. Use the stakeholder cards above and the filters below to focus the view. Click a dot to jump to its row.

How to read this

Axes use the ODI 1–5 input scale. Importance rises upward, Satisfaction rises rightward.
Background cell = opportunity score
9 — max opportunity (top-left corner)
7–8 — high opportunity
5–6 — moderate
1–4 — served
Dot color = stakeholder
🧑 I — Individual
🏢 B — Business
🧩 P — Platform
🏦 F — FSP
Formula: opp = imp + max(imp − sat, 0)
Capability Dependency Map
The 267 outcomes collapsed into 22 capabilities. Compliance and Infrastructure are cross-cutting concerns (the bands flanking the map) — their outcomes are folded into the capability they qualify rather than being separate nodes. An arrow A → B means A is a prerequisite for B (B can't be satisfactorily achieved until A is). Read top → bottom: Foundation roots at top, Closure unlocks at bottom. Node color = avg opportunity of its outcomes; label shows outcome count and how many capabilities it unlocks (↓). Hover a node to trace its chain: solid arrows = what it directly unlocks or requires (one hop); dashed arrows = the indirect chain that only becomes reachable once those direct nodes are unlocked. Click a node to see its outcomes in the Outcomes tab. Tiers and edges are a first-pass draft for your review.